One America Life Insurance Company

Who Pays?


When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College offers PHSC employees the opportunity to purchase from One America Life Insurance Company short term or long term disability insurance. Premiums are deducted from the employee’s paycheck. The STD plan provides 50% of your income for either 11 or 24 weeks after a 15-day elimination period. The LTD provides income protection after the employee has been disabled for 90 days or 180 days depending on the plan you select. You may elect benefits that pay a maximum duration of either five years or to Social Security Normal Retirement Age. This premium cannot be pre-taxed.