One America Life

One America Life Insurance Company

Who Pays?

You

When You Are Eligible

The first day of the following month after the date of employment. Automatic enrollment for the first 30 days of employment. If employee elects coverage, open enrollment requires evidence of insurability (EOI).

What You Receive

The College offers PHSC employees the opportunity to purchase from OneAmerica Life Insurance Company short-term or long-term disability insurance. Premiums are deducted from the employee’s paycheck. The STD plan provides 50% of your income for either 11 or 24 weeks after a 15-day elimination period. The LTD provides income protection after the employee has been disabled for 90 days or 180 days depending on the plan you select. You may elect benefits that pay a maximum duration of either five years or to Social Security Normal Retirement Age. This premium cannot be pre-taxed.