Benefits

Benefits

Summary of Benefits

PHSC provides all full time eligible employees a College paid, comprehensive benefit package that includes group medical and hospitalization protection, term life insurance and an employee assistance program through BayCare Behavioral Health. Employees have the option to purchase, at their expense, optional benefits and coverage for eligible dependents through payroll deductions.

 

Dental

Dental

Benefit - Dental Insurance

Pasco-Hernando State College provides eligible employees and their eligible dependents to purchase dental insurance and discounted dental services for good dental health.

Ameritas

Ameritas

Ameritas

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College offers PHSC employees the opportunity to purchase from Ameritas, a dental plan for themselves and their dependents through payroll deduction. This is a PPO Plan. Use of a PPO Dentist will almost always lower your out of pocket costs. The premium may be pre-taxed.

PHSC Dental Clinic

PHSC Dental Clinic

Dental Cleaning and X-rays at PHSC Dental Clinic

Who Pays?

You

When You Are Eligible

Immediately

What You Receive

Employee pays $25.00 for dental cleaning and x-rays at PHSC Dental Clinic. Call the Dental Clinic at extension 3281 for further details and to make an appointment.

Disability/Health Protection

Disability/Health Protection

Pasco-Hernando State College provides eligible employees and their eligible dependents to purchase a variety of supplemental insurances to further protect their financial health in the case of accident, injury or illness.

Cancer Protection Insurance

Cancer Protection Insurance

What is Cancer Insurance?

Cancer insurance is the protection for the treatment of cancer and other specified diseases.

Allstate Insurance Company

Allstate Insurance Company

Allstate Insurance Company

Allstate Insurance Company cancer protection coverage pays you a cash benefit to help with the costs associated with treatments, to pay for daily living expenses - and more importantly - to empower you to seek the care you need.

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College offers PHSC employees, plus spouse/partner, the opportunity to purchase from Allstate Insurance Company cancer protection insurance. An employee can cover the entire family for as little as $7.25 per paycheck. The premium can be pre-taxed and covers 23 specific diseases. All benefits are paid directly to the employee.

Medical Gap

Medical Gap

What is a Medical "Gap" Plan?

A medical gap plan is a medical benefit that complements your existing major medical insurance.

Allstate Insurance Company

Allstate Insurance Company

Allstate Insurance Company

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College offers PHSC employees the opportunity to purchase a Low Plan or High plan Group Indemnity Medical benefit from Allstate designed to complement existing major medical insurance and help provide first dollar benefits to fill the gap between what employees current major medical coverage pays and what employees out-of-pocket expense is for themselves and their dependents. This plan pays a benefit for: physician office visits, inpatient and outpatient hospital, emergency room, ambulance and emergency accident benefit. Benefit is paid directly to the employee. Premium may be pre-taxed.

Short Term Disability

Short Term Disability

What is Short Term Disability (STD) Insurance?

Short term disability insurance helps when you can't work to earn a paycheck. This type of insurance coverage protects a portion of your income for a short period of time, such as if you are hurt, sick, or recovering from the birth of a child. Coverage length and availability varies depending on which insurance provider you use to purchase short term disability insurance.

AFLAC

AFLAC

Aflac Short Term Disability Insurance (STD)

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College offers PHSC employees the opportunity to purchase from Aflac short term disability insurance. It covers an employee for accident and sickness, 24 hours a day. It offers benefits of $300 per day starting with the first day of hospital confinement. The premium for this product can also be pre-taxed.

3 part benefit for employees:

  • Short-term disability (spouse/partner not covered under this plan)
  • Accident benefits (spouse/partner eligible for coverage)
  • Hospital benefits (spouse/partner eligible for coverage)

One America Life

One America Life

One America Life Insurance Company

Who Pays?

You

When You Are Eligible

The first day of the following month after the date of employment. Automatic enrollment for the first 30 days of employment. If employee elects coverage, open enrollment requires evidence of insurability (EOI).

What You Receive

The College offers PHSC employees the opportunity to purchase from OneAmerica Life Insurance Company short-term or long-term disability insurance. Premiums are deducted from the employee’s paycheck. The STD plan provides 50% of your income for either 11 or 24 weeks after a 15-day elimination period. The LTD provides income protection after the employee has been disabled for 90 days or 180 days depending on the plan you select. You may elect benefits that pay a maximum duration of either five years or to Social Security Normal Retirement Age. This premium cannot be pre-taxed.

Long Term Disability

Long Term Disability

What is Long Term Disability Insurance?

Long term disability insurance replaces a portion of the income you lose if you are unable to work because of an injury or illness.

Bankers Life & Casualty Company

Bankers Life & Casualty Company

Bankers Life & Casualty Company

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College offers PHSC employees the opportunity to purchase from Bankers Life & Casualty Company a Long term care insurance (LTC) that provides coverage to help protect a participant and his/her family from the high cost of prolonged health care. A 20% discount is offered for couples when an employee signs up for a LTC policy, his/her family members, e.g. spouse, children 18 years and older, and parents, are eligible to purchase a LTC policy. Domestic partners are also allowed to purchase this coverage. The policy is portable. This premium cannot be pre-taxed.

One America Life Insurance Company

One America Life Insurance Company

One America Life Insurance Company

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College offers PHSC employees the opportunity to purchase from One America Life Insurance Company short term or long term disability insurance. Premiums are deducted from the employee’s paycheck. The STD plan provides 50% of your income for either 11 or 24 weeks after a 15-day elimination period. The LTD provides income protection after the employee has been disabled for 90 days or 180 days depending on the plan you select. You may elect benefits that pay a maximum duration of either five years or to Social Security Normal Retirement Age. This premium cannot be pre-taxed.

Financial Services

Financial Services

Pasco-Hernando State College has partnered with several financial institutions to provide eligible employees the opportunity for use of a variety of banking services which may include direct deposit, online banking, bill pay, direct loans, etc.

BB&T (Now Truist)

BB&T (Now Truist)

BB&T (Now Truist) Benefit

When You Are Eligible

As soon as employed.

What You Receive

Open a BB&T @Work checking account with direct deposit, and you will receive an exclusive bundle of premium discounts and savings on BB&T products and services-offered to you through PHSC. Contact a local BB&T for more information

Bank of America

Bank of America

Bank of America Benefit

When You Are Eligible

As soon as employed.

What You Receive

Through PHSC’s banking agreement with Bank of America, the bank will make available its Bank of America at Work employee financial service benefits. If you choose to deposit your payroll check by direct deposit into a Bank of America checking account, Bank of America will provide the following benefits:

  • Free or discounted pricing on checking services
  • Free online banking and bill pay
  • Preferred rates on loans
  • Discounted rates on mortgages, and more.

Contact a local Bank of America for more information.

SunTrust Bank (Now Truist)

SunTrust Bank (Now Truist)

SunTrust Bank (Now Truist) Benefit

When You Are Eligible

As soon as employed.

What You Receive

With SunTrust at Work, you can stay connected to your finances anytime, anywhere, through an extensive network of over 1,600 bank branches, 2,800 ATM locations and important tools such as:

  • Direct deposit,
  • Online banking with bill pay
  • Mobile banking

Suncoast Credit Union

Suncoast Credit Union

Suncoast Credit Union Benefit

When You Are Eligible

As soon as employed.

What You Receive

Eligible employees may join the Suncoast Credit Union. Payroll deductions are deposited into your account. ATM, Visa, loans, savings and checking accounts, IRA's, CD's, and other services are available.

Wells Fargo Bank

Wells Fargo Bank

Wells Fargo Bank Benefit

When You Are Eligible

As soon as employed.

What You Receive

If you choose to open a checking account at Wells Fargo Bank, the bank will make available its Wells Fargo at Work program, which includes the following benefits:

  • Discounted rates for several financial services
  • Free online banking and bill pay
  • Discounted rates on mortgages, and more.

Contact a local Wells Fargo Bank for more information.

Health/Medical

Health/Medical

Pasco-Hernando State College provides health care insurance options to major benefit-eligible employees. The employee's benefit premium is paid 100% by the College. Additionally, dependent coverage is available for eligible dependents and paid by the employee.

BlueCare HMO-58

BlueCare HMO-58

BlueCare HMO-58*

Who Pays?

100% Employee Premium: PHSC pays

100% Dependent Coverage Premium Portion: Employee pays through payroll deductions ($1,360 per month)

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

BlueCare Health Maintenance Organization (HMO) benefits include preventive health care. Care must be provided by a participating BlueCare in-network provider. This HMO BlueCare group plan does not request a primary health provider referral for specialist care. This plan has an unlimited lifetime maximum. No deductibles. 100% of claim paid after copay. $40 physician co-pay. $60 Specialist co-pay. $350 ($1,750 max) per day hospital admission co-pay. 20% emergency room co-pay.

*Employee may be enrolled in only one plan.

BlueOptions PPO-03769

BlueOptions PPO-03769

BlueOptions PPO-03769*

Who Pays?

100% Employee Premium:  PHSC pays

100% Dependent Coverage Premium Portion: Employee through payroll deductions ($760 per month)

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

FloridaBlue (BCBS) group medical and hospitalization protection. BlueOptions Physician Provider Organization (PPO) allows the choice of a health care provider with an increased benefit level for BlueOptions PPO in-network providers. Lifetime maximum is unlimited. Coverage is subject to an $800 year deductible per insured, with a family aggregate deductible of $2,400. After deductible, benefits are paid at 80%, if a BlueOptions in-network provider is used, or at 60% of scheduled allowance, if a non in-network provider is used. BlueOptions in-network provider office visit co-pay is $40, or $60 for a specialist. The maximum out-of-pocket expense for allowable charges per calendar year is $7,000 for one person or $14,000 for family aggregate. Co-pays and deductible are considered part of the out-of-pocket maximum.

*Employee may be enrolled in only one plan. 

Health Care Alternative Coverage

Health Care Alternative Coverage

DV: Dental, Vision Employee Only Option

Who Pays?

PHSC

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

This option is designed as an alternative for employees with other adequate health insurance. The program includes employee-only coverage for Dental and Vision.

Delta Dental - deductible $50 per calendar year deductible applies to Type II and III services. Maximum benefits $1,000 calendar year. Preventive Services, no deductible (Type I). Preventive services provided at 100% of the schedule of allowances. These services include oral examinations, cleaning and fluoride treatments (services provided once during a 6 month period.) Basic Services (Type II) include x-rays and diagnostic services, periodontics (gum treatment), endodontics (root canals), oral surgery and restorative services (fillings), are covered at 80% of the schedule of allowances. Major Services (Type III) include crowns, bridges, full dentures, partial dentures and periodontal surgery and are covered at 50% of the schedule of allowances. Request a pretreatment estimate to get an estimate of your out-of-pocket cost.

Health Savings Plans

Health Savings Plans

What is a Health Savings Account (HSA)?

PHSC's HSA is managed by you and HealthEquity, and allows for most prior HSA accounts to transfer in. PHSC currently contributes annually to each HSA enrolled employee account. Employee has the option to make their own payroll contributions. The account funds roll over into the New Year. There are some strict IRS limitations to all HSA's.

BlueOptions PPO-05190/05191

BlueOptions PPO-05190/05191

BlueOptions PPO-05190 (employee only) and PPO-05191 (employee, plus dependent[s])

Who Pays?

100% Employee Premium:  PHSC pays


100% Dependent Coverage Premium Portion: Employee through payroll deductions ($330 per month)

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

FloridaBlue (BCBS) group medical and hospitalization protection. BlueOptions PPO-05190 and PPO-05191 are Health Savings Account (HSA) eligible, high-deductible health care plans. BlueOptions PPO plans allow the choice of a health care provider with an increased benefit level for in-network providers. Lifetime maximum is unlimited. Coverage is subject to a $3,500 year deductible per insured, with a family aggregate deductible of $7,000. After deductible, benefits are paid at 80%, if a BlueOption in-network provider is used, or at 60% of scheduled allowance, if a non-in-network BlueOption provider is used. BlueOption in-network office visit co-pay is deductible, plus 20%, or deductible, plus 20% for a specialist. The maximum out-of-pocket expense for allowable charges per calendar year is $6,850 for one person or $9,000 for family aggregate. Co-pays and deductible are considered part of the out-of-pocket maximum. Hospital Facility Co-pay is tiered.

Prescription Plan

Prescription Plan

PHSC's Health Care Prescription Plan

What You Receive

$15 Prescription Drug co-pay for generic, $45 Prescription Drug co-pay for preferred name-brand and $65 Prescription Drug co-pay for non-preferred name brand. If a Brand Name Prescription drug is purchased when a Generic is available and the Physician has not indicated that a Brand Name is Medically Necessary, you will be required to pay the difference between the cost of the Brand name and the Generic. Mail-order prescription drug service for a 90-day supply: $30 co-pay for generic, $90 co-pay preferred name-brand, $130 copay for non-preferred name brand.

Leave/Time Off

Leave/Time Off

Pasco-Hernando State College offers a robust leave and paid time off benefit which includes holiday, sick leave and vacation. The holiday benefit includes national holidays, College spring break and winter break.

Holidays

Holidays

Holidays Apx. 24-26

Who Pays?

PHSC

When You Are Eligible

As soon as employed.

What You Receive

Regular salary for the scheduled holidays (New Year’s Day, Martin Luther King, Jr. Day, Memorial Day, July 4th, Labor Day, Veterans Day, Thanksgiving Day and the day after, Winter Break and five Spring Break days.) See online College Catalog for dates.

Sick Leave

Sick Leave

Sick Leave

Who Pays?

PHSC

When You Are Eligible

As soon as leave is accrued.

What You Receive

Full-time employees earn sick leave at the rate of 8 hours for each calendar month worked, accumulates from year to year, and may be transferred within the Florida educational system and some State agencies. 32 hours per year may be used for personal reasons. Personal Leave is charged to accrued Sick Leave and does not accumulate. Sick leave cannot be taken in amounts of less than 15-minute increments. An employee must be in pay status for the major fraction of the month to be eligible to earn sick leave for that month.

Vacation

Vacation

Vacation

Who Pays?

PHSC

When You Are Eligible

As soon as leave is accrued.

What You Receive

Regular non-instructional employees earn Vacation Leave. This type of leave is earned on a pro-rata basis, i.e., if one works 40 hours per week, one earns 8 hours per month; if 30 hours/week earns 6 hours/month. After 5 years of service, full-time employees earn 10 hours/month; 12 hours/month are earned after ten years of service. Vacation Leave balance cannot exceed 352 hours on any December 31. Terminating employees may be paid for up to 240 hours (or 30 days) for accrued Vacation Leave with their final paychecks. Vacation Leave cannot be taken in amounts of less than 15-minute increments. An employee must be in pay status for the major fraction of the month to be eligible to earn vacation leave for that month.

Life

Life

Pasco-Hernando State College offers employer-paid life insurance to benefit-eligible employees in addition to supplemental insurance for employees and their eligible dependents.

Group Term Life Insurance

Group Term Life Insurance

Liberty National

Who Pays?

You

When You Are Eligible

The first day of the month after six months of employment.

What You Receive

The College offers PHSC employees the opportunity to purchase from Liberty National, a Group Term Life Insurance, which is in addition to the College’s term life insurance policy paid by the College for its employees. This term life insurance is portable with no increase in premium or decrease in value by paying Liberty National directly. Accidental death coverage is available. This term life insurance coverage is available for dependents.

Life Insurance and AD&D

Life Insurance and AD&D

The Standard

Who Pays?

PHSC

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College will provide a Term Life Insurance policy equal to the employee's annual salary rounded to the next thousand (not to exceed $125,000) with an Accidental Death and Dismemberment (AD&D) rider. Term life insurance coverage is not available for dependents.

Supplemental Life and AD&D

Supplemental Life and AD&D

The Standard

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

Employees have the option of purchasing, at their expense, Supplemental Life Insurance and AD&D in increments of one, two, or three times their annual salary not to exceed $500,000. The monthly premium for this coverage is 27.7 cents per thousand. An evidence of insurability (EOI) is required for a benefit amount of $200,000 or higher. An EOI is also required with the purchase or increase of benefit after the initial employment enrollment period. The Standard Insurance Company reserves the right to refuse coverage at that time.

Universal Life Insurance

Universal Life Insurance

Allstate

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

Insures employee, spouse, and/or children. The policy builds cash value. Premiums begin for as little as $6.50 per paycheck. This premium cannot be pre-taxed.

Other Benefits

Other Benefits

Pasco-Hernando State College offers employees a variety of benefits in addition to health/medical, leave/time off, life insurance, etc.  Other benefits include discounted college services, entertainment and attractions, workers compensation, library services, and more.

Association of Florida Colleges Membership

Association of Florida Colleges Membership

Who is the Association of Florida Colleges?

The Association of Florida Colleges (AFC) is a statewide organization that represents specific concerns of the Florida College System. It was started in 1949 by individuals dedicated to promoting the growth and advancement of the community college system. The yearly dues of its members help AFC provide the monetary support to allow AFC to monitor state legislation to determine the impact on colleges and their employees.

Who Pays?

You

When You Are Eligible

As soon as employed.

What You Receive

Membership dues also help pay for lobbyists who provide information to legislators so that they can make better decisions about the Florida College System. Other benefits include social events and attendance at educational workshops. Annual membership dues are as follows: employees with salaries under $30,000 a year pay $35; employees with salaries over $30,000 to $74,999 pay $45. Membership dues may be paid via payroll deduction for regular faculty and staff. An AFC campus representative will contact the employee soon after employment start date.

College Store Discount

College Store Discount

Who Pays?

You

When You Are Eligible

As soon as employed.

What You Receive

The College Store allows a 10% discount on all textbooks for PHSC employees enrolled in a course. The 10% discount applies only to employees in regular positions at the College. A 15% discount is offered on all other products except computer software and snack items. Computer software is sold at educational prices and has discounts built-in. Discounts are not allowed on sale merchandise.

Employee Assistance Program

Employee Assistance Program

BayCare Employee Assistance Program (EAP)

Who Pays?

PHSC

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

BayCare Behavioral Health provides short-term counseling services – up to five sessions per person, per problem, per fiscal year. This service is completely confidential and is available to our employees and their dependents. BayCare provides an emergency 24-hour crisis line (1-800-878-5470) in addition to an online information service website (BayCare.org/EAP) which includes: health articles, videos, health assessments and tools; legal – state-specific legal forms and articles; financial – articles to assist with budgeting, auto financing, investing, savings, personal growth and much more.

Florida Attractions and Entertainment Discount

Florida Attractions and Entertainment Discount

TicketsatWork Discounts 

TicketsatWork is the leading Corporate Entertainment Benefits provider, offering exclusive discounts, special offers and access to preferred seating and tickets to top attractions, theme parks, shows, sporting events, movie tickets, hotels and much more.

When You Are Eligible

As soon as employed.

What You Receive

PHSC employees can learn more by visiting the Human Resources intranet page under discounts and privileges or by visiting TicketatWork.

Library Services

Library Services

Library Privileges

When You Are Eligible

As soon as employed.

What You Receive

All PHSC employees may check out up to 20 books at campus libraries. Books must be returned or renewed within a three-week period. A wide range of books, as well as many periodicals, are available. (Periodicals may not be removed from the library.)

Social Security & Medicare

Social Security & Medicare

Social Security & Medicare

Who Pays?

PHSC and You

When You Are Eligible

As soon as employed.

What You Receive

Financial assistance at retirement, in case of total disability, or for your minor children upon your death. You contribute 7.65% of your taxable pay, and PHSC matches that amount.

Tax-Sheltered Annuity

Tax-Sheltered Annuity

Tax-Sheltered Annuity

Who Pays?

You

When You Are Eligible

As soon as employed.

What You Receive

Payroll deduction. You choose from the available companies and apply to that company, then submit a deduction form to HR. Annuity options: 403(b), 403(b) Roth, 457.

Unemployment Compensation

Unemployment Compensation

Unemployment Compensation

Who Pays?

PHSC

When You Are Eligible

Determined by the Bureau of Unemployment Comp.

What You Receive

Financial assistance when you are unemployed, if eligible.

Worker's Compensation

Worker's Compensation

Worker's Compensation

Who Pays?

PHSC

When You Are Eligible

As soon as employed.

What You Receive

An employee who sustains a job-connected illness or injury that is compensable under the Workers’ Compensation Law shall be granted Illness-In-the-Line of Duty Leave for a period of 96 hours (12 working days). If the illness or injury disables you for more than 12 working days, workers’ compensation provides payment to you for two-thirds of your lost wages.

Retirement

Retirement

Pasco-Hernando State College provides pension plan options through the Florida Retirement System and other retirement options to benefit-eligible employees.

Florida Retirement System

Florida Retirement System

What is the Florida Retirement System?

The Florida Retirement System provides pension plans and other retirement resources to its members. PHSC will choose which retirement plan to join. The Florida Retirement System (FRS) offers you two retirement plans — the Investment Plan and the Pension Plan. Upon employment at PHSC, you become a member of FRS and as an FRS member, you get to choose the plan that’s right for you.

As of July 1, 2011, you are considered vested in the FRS Pension Plan after working eight (8) years with an FRS employer. Members enrolled prior to this date are considered vested after working six (6) years with an FRS employer.

You are considered vested in the FRS Investment plan after working one (1) year with an FRS employer.

 

Investment Plan

Investment Plan

Florida Retirement System Investment Plan

Who Pays?

PHSC and You pay 3%

When You Are Eligible

As soon as employed.

What You Receive

As of July 1, 2021, PHSC contributes an amount equal to 10.82 % of your gross pay into the FRS monthly. The employee contribution rate is 3.00% of your gross pay on a pre-tax basis. You have a CHOICE between the FRS Pension Plan and the FRS Investment Plan. You will receive a CHOICE package from the Florida Retirement System during your second month of employment that will explain the differences in the Plans. The retirement plan you choose will be credited with the employee and PHSC’s contribution from your first day of employment. As of July 1, 2011, you are considered vested in the FRS Pension Plan after working eight (8) years with an FRS employer. Members enrolled prior to this date are considered vested after working six (6) years with an FRS employer. You are considered vested in the FRS Investment plan after working one (1) year with an FRS employer.

Pension Plan

Pension Plan

Florida Retirement System Pension Plan

Who Pays?

PHSC and You pay 3%

When You Are Eligible

As soon as employed.

What You Receive

As of July 1, 2021, PHSC contributes an amount equal to 10.82 % of your gross pay into the FRS monthly. The employee contribution rate is 3.00% of your gross pay on a pre-tax basis. You have a CHOICE between the FRS Pension Plan and the FRS Investment Plan. You will receive a CHOICE package from the Florida Retirement System during your second month of employment that will explain the differences in the Plans. The retirement plan you choose will be credited with the employee and PHSC’s contribution from your first day of employment. As of July 1, 2011, you are considered vested in the FRS Pension Plan after working eight (8) years with an FRS employer. Members enrolled prior to this date are considered vested after working six (6) years with an FRS employer. You are considered vested in the FRS Investment plan after working one (1) year with an FRS employer.

Optional Retirement Program (ORP)

Optional Retirement Program (ORP)

Optional Retirement Program (ORP)

Who Pays?

PHSC and You pay 3%

When You Are Eligible

As soon as option is chosen. Election must be within first 90 days of employment.

What You Receive

Participation in the ORP is limited to full-time employees who are otherwise eligible for membership in the FRS System and: 1) Employed in a full-time position classified in the state accounting manual for colleges as Instructional, Executive Management, or Instructional Management if the college determines that recruiting to fill a vacancy in the position is to be conducted in the national or regional market and the duties and responsibilities of the position include either (a) the formulation, interpretation, or implementation of policies; or (b) the performance of functions which frequently involve the support of the mission of the college; or 2) Employed in a position not included in the Senior Management Service Class of the FRS. A newly hired employee who is in an ORP eligible position has ninety (90) days from the date he/she is hired to elect to join the ORP. Otherwise, the employee will remain in the FRS system. See the Optional Retirement Plan Overview Brochure for further information. The employee contribution rate is 3.00%. The college will contribute 5.15% to an authorized Optional Retirement Plan Company and 4.19% to FRS. Total contribution rate is 12.34%. If you are eligible to join the Optional Retirement Plan, you will be notified at employment.

As of July 1, 2011, vesting or vested benefit under the FRS Pension Plan is the right you earn upon completion of 8 or more years of creditable service to receive a monthly retirement benefit whether you continue in your employment or you terminate. As long as your contributions remain on deposit with the FRS, you may later return to service and increase your years of creditable service or you may not elect to return to service and receive a benefit to begin at your normal or early retirement age. Under the FRS, you do not earn a vested right in PHSC’s contributions made on your behalf. You earn a right only to the monthly benefit PHSC’s contributions help to finance.

Vesting or vested benefit under the FRS Investment Plan is the right you earn to the monies contributed by PHSC after one year of service.

Tuition/Education

Tuition/Education

Tuition Reimbursement

Who Pays?

PHSC

When You Are Eligible

As soon as employed.

What You Receive

District Board of Trustees Rule 5.33 and Internal Management Memorandum #5-3: A full-time employee or regular part-time employees, who are on at least a half-time basis may be eligible for tuition reimbursement for College courses completed successfully. Courses cannot be audited.

Associate-Level Courses Reimbursement for credit courses at the associate-degree level is limited to the actual tuition cost or to a maximum of $1,262.16 per fiscal year (July 1-June 30 2017-2018), whichever is less.
Bachelor’s-Level (junior and senior level) Credit Courses Reimbursement for credit courses at the bachelor’s degree level is limited to the actual tuition cost or to a maximum of $1,900.71 per fiscal year (July 1-June 30 2017-2018), whichever is less. Bachelor’s-level courses are defined as courses at the 3000 level or higher.
Graduate Level Courses Reimbursement for credit courses is limited to the amount of the in-state tuition rate of six (6) graduate hours at the Tampa campus of the University of South Florida (USF) (2017-2018 - $2,588.58). The established graduate-level rate used is the one in effect for the fall term in a fiscal year for 6 graduate hours. Graduate hours are defined as those courses at the 5000 level or higher.
Combination of Credit Courses at Different Levels

Within a term or a fiscal year, employees who register for courses at different levels, are reimbursed up to the amount of the average of the two levels. Normally, courses cannot be taken during the employee's scheduled working hours. There is no reimbursement for application or other special fees, including laboratory or health fees. Continued eligibility for tuition reimbursement is contingent upon successful completion of the course(s). Documentation of successful completion of all courses for which reimbursement has been authorized must be provided at the end of every term to the Office of the Vice President for continued eligibility. Documentation is demonstrated with either legible copies of grade reports or transcripts. Those faculty and administrators who wish to use the course(s) for recertification may wish to complete FORM BPE-32, Request for Advanced Approval of Credit/Non-Credit Activity to be Used for Recertification, before enrolling in the course(s). Information about recertification is noted in Internal Management Memorandum (IMM) #2-7.

Saint Leo University 

Saint Leo University 

Saint Leo University 

When You Are Eligible

As soon as employed.

What You Receive

PHSC employees have the opportunity to earn a bachelor’s or master’s degree locally through an educational provider agreement with Saint Leo University. The graduate programs offered are an MBA, and MS in Criminal Justice and a MA in Theology. PHSC employees are eligible to take courses leading to bachelors’ degrees that are offered at the University’s education centers located near them. Students may choose to complete a degree by either on ground in the classroom or online. PHSC employees will have the application fees waived, and tuition rate per semester hour is $246. For information regarding tuition reimbursement, please contact the Dean of Academic Affairs & Institutional Accreditation at extension 3213. For information regarding Saint Leo University, please contact the St. Leo representative at your particular campus.

University of Phoenix

University of Phoenix

University of Phoenix

When You Are Eligible

As soon as employed.

What You Receive

PHSC employees have the opportunity to earn a bachelor’s or master’s degree through an agreement with the University of Phoenix. Employees are eligible for a 10% tuition discount. For more information regarding the tuition discount contact the Assistant Vice President of Academic Affairs at 727-816-3213.

Vision

Vision

Ameritas

Who Pays?

You

When You Are Eligible

The first day of the following month after date of employment.

What You Receive

The College offers PHSC employees the opportunity to purchase from Ameritas a vision plan for themselves and their dependents through payroll deduction. You may select from two plans, the ViewPoint Plan or the Focus Plan. Consider the importance of your vision. Premium may be pre-taxed.

Benefit Comparison Chart

Benefit Comparison Chart

This page is under construction.

2021 - 2022 Benefits Comparison

Medical/Surgical Care by a Physician

Office Services
Health Plan  In-Network Family Physician In-Network Specialist

Out-of-Network

BlueCare HMO 58 $40 $60

Not Covered

BlueOptions PPO03769 $40 $60 DED + 40%
 

BlueOptions PPO 05190 & HSA

(Acct. Funding: EE Only=$500)

DED + 20% DED + 20% DED + 40%

BlueOptions PPO 05191 & HSA Family Plan

(Acct. Funding: EE+1=$1,000 or EE+2=$1,500)

DED + 20% DED + 20% DED + 40%

Physician Services at Hospital

Health Plan  In-Network   Out-of-Network
BlueCare HMO 58 $0 Not Covered
BlueOptions PPO03769 DED + 20% INN DED + 20%
 

BlueOptions PPO 05190 & HSA

(Acct. Funding: EE Only=$500)

DED + 20% INN DED + 20%

BlueOptions PPO 05191 & HSA Family Plan

(Acct. Funding: EE+1=$1,000 or EE+2=$1,500)

DED + 20% INN DED + 20%