Health Savings Plans
Health Savings PlansWhat is a Health Savings Account (HSA)?
PHSC's HSA is managed by you and HealthEquity, and allows for most prior HSA accounts to transfer in. PHSC currently contributes annually to each HSA enrolled employee account. Employee has the option to make their own payroll contributions. The account funds roll over into the New Year. There are some strict IRS limitations to all HSA's.
BlueOptions PPO-05190/05191
BlueOptions PPO-05190/05191BlueOptions PPO-05190 (employee only) and PPO-05191 (employee, plus dependent[s])
Who Pays?
100% Employee Premium: PHSC pays
100% Dependent Coverage Premium Portion: Employee through payroll deductions ($330 per month)
When You Are Eligible
The first day of the following month after date of employment.
What You Receive
FloridaBlue (BCBS) group medical and hospitalization protection. BlueOptions PPO-05190 and PPO-05191 are Health Savings Account (HSA) eligible, high-deductible health care plans. BlueOptions PPO plans allow the choice of a health care provider with an increased benefit level for in-network providers. Lifetime maximum is unlimited. Coverage is subject to a $3,500 year deductible per insured, with a family aggregate deductible of $7,000. After deductible, benefits are paid at 80%, if a BlueOption in-network provider is used, or at 60% of scheduled allowance, if a non-in-network BlueOption provider is used. BlueOption in-network office visit co-pay is deductible, plus 20%, or deductible, plus 20% for a specialist. The maximum out-of-pocket expense for allowable charges per calendar year is $6,850 for one person or $9,000 for family aggregate. Co-pays and deductible are considered part of the out-of-pocket maximum. Hospital Facility Co-pay is tiered.